The fresh bizarre topic was you to one another cards for many who dug off much enough were getting borrowing from the bank guidance from the same place. So there really should not be one thing completely wrong with my credit.
We have a leading score (800+), since a vendor informing me personally just what it is actually pretty recently. Home loan try sometime ago paid back, and you may our HELOC credit line try closed because they desired they getting “renewed” once 25 years and we failed to. I carry one and you may change all of them around all the several months.
We pay-off the new balances every month therefore, the total borrowing balance never ever exceeds 5%-10% from available credit. I think you to definitely reasonable borrowing use is a key metric you to definitely goes in the latest highest rating. You to definitely, and you may a long reputation for expenses. What else do the financing bureau have to go on? JW
This is the higher enter in regarding smart been there complete you to definitely types of anyone. Among the many reasons I like that it sight. I can follow up having AMEX credit rating and most likely spend having a report also soon when i begin the dreadful income tax info having my CPA. The main reason I am worried try affect into insurance costs and you will you can your final bargain in order to co generate a commercial possessions I own. Read More